Accidental Injury Insurance pays you a cash benefit for initial care and treatment, and follow-up, related to a covered accident. Estimated monthly premiums are less than $20 for an individual, less than $27 for an individual + spouse, less than $32 for a one-parent family, and less than $39 for full family.
Cancer Insurance pays you a cash benefit to assist with expenses related to cancer treatment. It also pays an amount -- typically $50 or $75 annually for one covered cancer screening test. Premiums vary according to age and plan design, but monthly premiums for an individual under age 50 are less than $25 for an individual, approximately $26 for a one-parent family, and approximately $40 for a two-parent family, with or without eligible children.
Hospital Confinement Insurance pays a "admission" benefit of $1000 for a hospital confinement for at least 24 hours, as defined in the policy, and then $200 for each day of confinement up to 90 days. Premiums vary according to age and plan design, but premiums for an individual under age 55 are less than $25 per month.
NOTE: These sample premiums are not guaranteed and actual premiums are set at the point of application. Policies will only be issued following a review of the applicant's health, also referred to as "underwriting." Pre-existing conditions may be excluded (not covered) during the first 12 months of coverage.
